CERTIFICATES OF DEPOSIT
Term
Interest Rate
Annual
Percentage Yield
1 month
0.10%
0.10%
3 month
0.25%
0.25%
6 month
0.25%
0.25%
9 month
$500.00 - $24,999.99
0.25%
0.25%
$25,000.00 and above
0.40%
0.40%
12 month
0.40%
0.40%
15 month
0.55%
0.55%
18 month
0.65%
0.65%
20 month
$500.00 - $24,999.99
0.40%
0.40%
$25,000.00 and above
0.75%
0.75%
23 month
0.85%
0.85%
24 month
0.90%
0.90%
30 month
1.10%
1.10%
36 month
1.30%
1.31%
48 month
1.70%
1.71%
60 month
1.90%
1.91%
Minimum deposit of $500.00
Building Block CD--for children, birth to 18th birthday
$0.00-$999.99
0.50%
0.50%
$1,000.00-$9,999.99
0.90%
0.90%
$10,000.00 and above
1.70%
1.71%
Minimum initial deposit of $50.00
Minimum additional deposit of $10.00
Flex Term Range 1-6570 days
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account.
Rates subject to change without notice.
The interest rates and annual percentage yields are accurate as of the date printed above.

Page 2

PERSONAL CHECKING & SAVINGS ACCOUNTS
Product
Interest Rate
Annual
Percentage
Yield (APY)
NOW Checking Account 1 2
Minimum Opening Deposit of $500.00
$0.00-$4,999.99
0.05%
0.05%
$5,000.00-$9,999.99
0.10%
0.10%
$10,000.00-$49,999.99
0.25%
0.25%
$50,000.00-$99,999.99
0.35%
0.35%
$100,000.00 and above
0.50%
0.50%
SuperNOW Checking Account 1 2
Minimum Opening Deposit of $2,000.00
$0.00-$4,999.99
0.05%
0.05%
$5,000.00-$9,999.99
0.10%
0.10%
$10,000.00-$49,999.99
0.25%
0.25%
$50,000.00-$99,999.99
0.35%
0.35%
$100,000.00 and above
0.50%
0.50%
Go Club Checking Account 1 2 3
Minimum Opening Deposit of $20.00
$0.00-$4,999.99
0.05%
0.05%
$5,000.00-$9,999.99
0.10%
0.10%
$10,000.00-$49,999.99
0.25%
0.25%
$50,000.00-$99,999.99
0.35%
0.35%
$100,000.00 and above
0.50%
0.50%
Senior Checking Account 1 3
Minimum Opening Deposit of $20.00
0.05%
0.05%

Personal Savings, IRA and Health Savings Accounts

Money Market Account 1 2
Minimum Opening Deposit of $2,000.00
$0.00-$4,999.99
0.05%
0.05%
$5,000.00-$9,999.99
0.10%
0.10%
$10,000.00-$49,999.99
0.25%
0.25%
$50,000.00-$99,999.99
0.35%
0.35%
$100,000.00 and above
0.50%
0.50%
IRA Passbook Savings Account 1 2
Minimum Opening Deposit of $1.00
1.10%
1.10%
Regular Savings Account 1 2
Minimum Opening Deposit of $5.00
0.15%
0.15%
Penny Paw-tners Savings 1 2--for children 12 and younger
Minimum Opening Deposit of $1.00
0.15%
0.15%
Health Savings Account 1 2
Minimum Opening Deposit of $20.00
$0.00-$4,999.99
0.10%
0.10%
$5,000.00-$9,999.99
0.15%
0.15%
$10,000.00-$49,999.99
0.25%
0.25%
$50,000.00-$99,999.99
0.50%
0.50%
$100,000.00 and above
0.75%
0.75%
1This is a variable rate account; the rate(s) and annual percentage yield(s) may change after the account is opened.
2Fees could reduce earnings on the account.
3You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield.
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Wahoo State Bank
164 East 5th
Wahoo, NE 68066

Main:(402) 443-3207 Fax:(402) 443-5214

Drive Up Location
314 West 5th Street (5th & Chestnut)
Wahoo, NE 68066

Phone:(402) 443-5545